Disclosures

Use of Information

Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of First Bank of Central Ohio (FBCO).

Copyright Information

All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

Trademark Information

First Bank of Central Ohio™ is a trademark of First Bank of Central Ohio.

Disclaimer of Warranties

The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.

Descriptions of, or references to, products, services or publications within this web site does not imply endorsement of that product, service or publication. First Bank of Central Ohio makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. FBCO specifically disclaims all warranties, expressed, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

This website could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Consumer Disclosure Statement

Loan information presented on this website is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.

Deposit information presented on this website is in accordance with the Federal Reserve Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.

Facts, data, and other information presented on this website are provided directly by First Bank of Central Ohio.

First Bank of Central Ohio, our employees, officers, directors and shareholders are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

Children’s Online Privacy Protection Act (COPPA)

We respect the privacy of children and comply with COPPA requirements. This website is not for use by children under the age of 13.

Products and Services

Business Online Banking Service Agreement
External Transfers Service Agreement
Mobile Privacy Disclosure
Online Banking Service Agreement
Out Of Bank Authentication SMS Terms of Use
Privacy
SMS Terms of Use for Alerts
What You Need to Know About Multi-Factor Authentication