In Business to Support Business in Central Ohio.
First Bank of Central Ohio is built by local business owners to serve our local business owners.
Consolidation of banks in Columbus over recent years has limited the choices for many area businesses. First Bank of Central Ohio was formed specifically to meet the growing need for more committed, highly dedicated banking resources.
Relationship banking is at our core.
As a local community bank, you can count on more personal attention, faster decision-making and a partner focused on building a true working relationship. We’ll design a personalized program that’s capable of meeting your needs today and long into the future.
Businesses we love to
help grow.
Dental Practices
Everything to run efficiently and profitably
Medical Practices
Resources to expand and advance patient care
Real Estate
Expert perspective and flexible financing
Multifamily
Cash management to planning renovations
A Team of Business Owners Like You
First Bank of Central Ohio is led by an experienced group of area business owner/operators who understand what it takes to successfully run a business – and will help get you there.
Executive Management
John Smiley
Chairman & CEO
John Smiley is a veteran banking executive and entrepreneur with over 35 years of experience in commercial banking. A proven leader in Central Ohio’s financial sector, he has founded and led multiple successful community banks, demonstrating a strong commitment to supporting local businesses and economic growth.
After beginning his career at State Savings Bank and advancing through leadership roles at Prospect Bank and Sky Bank, John co-founded Columbus First Bank in 2006. As President and Director, he led the bank to become a trusted financial partner for regional businesses, culminating in its successful acquisition by LCNB National Bank in 2019 for approximately $67 million. Following the acquisition, he served as Central Ohio President and Executive Team Member at LCNB.
In April 2021, John founded First Bank of Central Ohio in Worthington, where he serves as Chairman and CEO. A graduate of The Ohio State University with a Finance degree, he remains actively engaged in the Central Ohio business community.
Martin Brady
President
Martin Brady is a results-driven executive leader with more than 25 years of experience in Commercial Banking. Martin led the commercial team for Ohio for the last 15 years for First Merchants Bank. Prior to that, Martin was in the Middle Market Group at Key Bank.
Martin obtained his Bachelor’s Degree in Finance and Marketing from The Ohio State University. Martin is the President of Nazareth Towers, a nonprofit organization that provides affordable housing in Columbus. Martin has been active in the Columbus Chamber of Commerce on the Small Business Council, the Family Business Center, the Salvation Army, and St. Timothy’s School.
Martin has four children and lives in Powell with his wife Marina and their daughter.
Board of Directors
Tim Rabold
Thompson-Cunningham Agency, Inc.
Tim’s career began in banking at State Savings Bank, where he managed several branch offices, before purchasing Thompson-Cunningham in 1997, an independent insurance agency located in Worthington, which he manages. He formerly served on the board of Columbus First Bank.
Don Kenney, Jr.
The Kenney Company, LLC
Don is one of Central Ohio’s leading real estate developers and the owner of Cotter House Worthington, a specialized Alzheimer and Dementia Care community. He formerly served as a founding director of Insight Bank here in Columbus.
Bruce Wickham
Zimmerman Boltz & Company
Bruce is a partner and Chief Operating Officer of Zimmerman Boltz & Company, a Central Ohio-based firm that has been providing specialized accounting, tax and consulting services for dentists since 1974 and is a founding member of the Academy of Dental CPAs.
Dr. Jason Stoner
Stoner Periodontic Specialists
Jason, a board-certified periodontist and implantologist, is one of the top oral surgeons in the Columbus area. He currently operates successful dental practices in Dublin, New Albany and Newark, Ohio, as well as holds dental licenses in North Carolina and South Carolina.
John Groeber
Kagay, Albert, Diehl, Acklin & Groeber, LLC
John is one of the managing partners of Kagay, Albert, Diehl, Acklin & Groeber, LLC, a full service law firm in Columbus, specializing in estate planning, business law, real estate law and probate law. He is a lifelong resident of Columbus.
Business-minded People Driven to Help
Every member of the First Bank team is dedicated to providing our clients the best level of service in the banking industry.
Nicole Judd
COO/Senior Vice President
Nicole heads up the development and delivery of the bank’s deposit products and services, bringing extensive knowledge and nearly 20 years of experience in deposit operations, treasury management and branch management to First Bank of Central Ohio’s senior executive team.
Danielle Picker
Senior Vice President
Dani is a 20-year veteran of the banking industry with her last 15 years focused on commercial lending. As a commercial loan officer at FBCO, she has established a common-sense approach to lending that customers appreciate and builds long-lasting relationships.
Ben Sattler
Assistant Vice President NMLS#1932372
Ben works closely with First Bank of Central Ohio customers to ensure their banking needs are consistently met and they are achieving their financial goals. Prior to joining FBCO, he served as a personal banker at Fifth Third Bank.
Matt Johnson
Lead Relationship Banker
Matt assists customers with all aspects of their banking relationship from opening and maintaining deposit accounts to providing assistance with our online and mobile banking platforms. Prior to joining FBCO, he worked as a relationship banker at LCNB.
Beth Maisenbacher
Senior Vice President, NMLS #484644
Beth has almost 40 years of banking experience, most of which was spent in Upper Arlington. She was most recently with First Merchants Bank, prior to that, The Arlington Bank. Her roles included Personal Banker, Banking Center Manager, Mortgage Loan Originator & Consumer Lender.
Donna Chambers
Vice President, NMLS #1633800
Donna has 13 years in the banking industry focusing on customer care, account opening and consumer lending. Prior to joining FBCO she served as a Senior Client Relationship Representative at First Merchants Bank. Prior to that, The Arlington Bank.
Christine Ruddy
Senior Vice President
Christine specializes in all manner of commercial real estate financing, including multi-family, retail, industrial, office, and construction lending, and offers a keen insight of the Central Ohio market having served as a commercial banker for 25 years, as well as a commercial real estate appraiser.
Katie O’Brien
Vice President of Residential Lending NMLS#1109897
In managing the residential lending practice at FBCO, Katie helps clients find the best loan option to fit their individual financial needs and makes the mortgage process as simple as possible. Most recently she worked as a Mortgage Banker with The Union Bank Co.
Curt Borchardt
Assistant Vice President, Residential Lending, NMLS#86385
Curt has been building meaningful relationships in residential lending for over 16 years, creating positive customer experiences through his depth of expertise and commitment to transparency. Before joining FBCO, Curt served as SVP and Loan Production Manager for The Federal Savings Bank.
Chris Adams
Senior Vice President, NMLS #465996
Chris recently joined First Bank of Central Ohio as a seasoned mortgage loan officer. With over 20 years of lending experience, he is excited to get back to his community banking roots that First Bank provides. FBCO provides a wide variety of flexible mortgage options, personalized service and local decision making. We look forward to helping you.
Chris is a Columbus native and lives in Upper Arlington with his wife and 4 young daughters.
Jason Culbertson
Senior Vice President, NMLS #617086
Jason has been a mortgage loan officer in the Columbus market for the last 30 years and is a former professional Muay Thai kickboxer and Brazilian Jiu Jitsu competitor. His strength is helping customers by listening to their needs to put together a loan that best fits those needs, and he is always accessible. Jason lives in Lewis Center with his wife and 3 sons.
Do You Share Our Passions?
FBCO is always looking to add business-minded, relationship-driven people to our growing team of professionals.
First Bank of Central Ohio provides Equal Employment Opportunity to qualified persons regardless of race, color, religion, sex (including pregnancy), national origin, age (40 or older), disability and genetic information (including family medical history).
Current Opportunities at FBCO
We are not currently recruiting for any open positions, but anticipate we’ll be looking very soon as we continue to grow. Please check back. In the meantime, if you’d like to send us your resume, we’d be happy to take a look.