We Know Managing Your Small Business is No Small Thing
That's Why FBCO.bank Makes Financing Simple for You.
Loans from the U.S. Small Business Administration (SBA) can be a smart way for small businesses to access the capital they need to grow and operate successfully.
Secure your future with SBA loans that offer flexible terms and step-by-step support
SBA programs typically offer lower upfront requirements and more flexible payments terms than conventional financing.
Our team will work with you every step of the way to make sure your loan meets all the agency’s requirements – and you find the best loan option to meet your needs.
Use SBA loans for
Leasehold Improvements
New Construction
Commercial Real Estate Purchase
Business Acquisition Loans and Buyouts
Commercial Debt Refinance
Working Capital
Equipment and Fixtures
OUR TEAM
John C. Tonjes
John is a veteran SBA lender, underwriter and business development officer, specializing in creating customized loan packages that truly meet the client’s goals.
Dan Bywater
Dan’s expertise enables him to provide an in-depth understanding of the SBA lending guidelines and processes, and provide a streamlined and accurate evaluation for his clients.
Don Spiert
Don’s extensive credit experience and deep analytical skills helps him to customize deal structures for small businesses that are tailored to each customer’s individual needs.
SBA loans can provide significant advantages over other financing options.
- Longer repayment terms – up 25 years with no balloon payments
- Low to no down payments – on commercial real estate
- Limited or no prepayment penalties
- Ability to finance loan closing costs